Smart recommendations

Know the best card before you pay — at any store, in any country.

Every purchase is a small decision: which card do I swipe? Get it right and you earn 3–5% back. Get it wrong and you leave money on the table — every single time.

SwipeWise answers in seconds. Type the store name — Starbucks, Delta, Shell, your local grocery — and we rank your own cards by what each one actually earns there, showing the real effective rate after point values and caps.

Traveling? Flip the overseas toggle and cards with foreign transaction fees disappear from the ranking. No mental math, no spreadsheets, no guessing at the register.

It works with the cards you already have, including cards you add manually. The more of your wallet we know, the smarter the answer.

Key takeaways

• Store search across 150+ common merchants, plus all 20 spend categories
• Real effective rates — point values, caps and quarterly bonuses included
• Overseas mode hides every card with a foreign transaction fee