Signup-bonus tracker

Apply at the peak, not whenever.

Welcome bonuses are the fastest way to earn points — 60,000, 80,000, sometimes 100,000+ points for a single application. But the offers move constantly, and applying at the wrong time can cost you tens of thousands of points.

Track any card’s current bonus against its all-time high. SwipeWise keeps the history, so you can see at a glance whether today’s offer is a peak or a valley.

Keep a watch list of the cards you want. The moment a bonus hits a new high, you get an alert — that is your window to apply.

Planning a big trip? Check the tracker first. A well-timed application or two can cover flights and hotels.

Key takeaways

• Current bonus vs. all-time high, per card
• Watch list with new-peak alerts
• Bonus history so you never apply in a valley